The Buck stops here! That old adage is a way of life for Florida’s Home Builders. Whenever a Home buyer has a problem with his home, too often, that becomes the Builder’s problem (right or wrong). At Florida Contractor Insurance, we know you can’t pass that buck….it does stop with you.

That is why we design our Home Builder Programs with the Builder and Buyer in mind. We know that an ounce of prevention is worth, well, it’s worth not spinning your wheels trying to resolve nagging defect issues later!!! We work with the finest insurance companies and warranty companies to design a low priced, no hassle, Program that actually can be a selling BENEFIT to the Home Buyer.

We also steer you around some huge potholes in the Insurance Industry today. We will break down the fine print for you. In fact, never before in our Nation’s history has the fine print had a bigger effect on Home Builders than today. The majority of policies being sold to Home Builders in 2006 are excluding coverage for the majority of the Builder’s likely claims! Imagine after you built a home that you get sued for a poor job on the foundation and then finding out your insurance company tells you have NO coverage (not even legal defense) for that massive claim. By the way, a standard additional insured form from your subcontractor won’t cover you here either. Would it concern you if you found out that you would have no coverage for over 60% of the most common severe claims that Home Builders face?

Call Florida Contractor Insurance to get a real breakdown of what’s covered. As a Home Builder, you are used to risk: material pricing issues, lien law issues, labor issues, etc. We believe if you are going to take on a lot of the Insurance Companies’ risk in addition to your risk, you should at least know about it. Too often it’s only AFTER a claim that Builders learn what the Insurance Companies are saying on all those dang forms.

Education is when you read the fine print; experience is what you get when you don't.  ~Pete Seeger